Health Insurers normally split dental treatment into two categories:
- General Dental and
- Major Dental
General Dental covers the basic level of dental treatments and normally includes; examinations, dental check-ups, clean and polish, simple extractions, fillings and x-rays.
Major Dental is a higher level of cover, and normally covers root canal treatment, treating gum disease, crowns, bridges, dentures and veneers.
Before claiming a benefit for major dental treatment, the health insurer will usually impose a "waiting period" of 2 or so months.
At a minimum, almost all health funds will pay a benefit for two dental check-ups per year, and with our ‘No Gaps Guarantee’ there will be no out-of-pocket cost for these procedures.